About Us

The Right Choice for Workers’ Comp

LCTA Workers’ Comp has provided high quality workers’ compensation coverage for a wide range of businesses since 1990.

When a company becomes a policyholder of LCTA, it joins thousands of other businesses in purchasing affordable coverage that takes care of employees. Our policies are also backed by outstanding service and financial stability.

LCTA provides workers’ compensation coverage for a wide variety of industries including:

  • Retail/Wholesale
  • Manufacturing
  • Construction 
  • Health Care Services
  • Agriculture
  • Municipalities

Stability you can count on

LCTA has proven to be a strong and stable organization, experiencing steady growth since its inception. Because of this, policyholders can look forward to competitively priced solutions for workers’ compensation insurance, as well as sharing in the profitability by earning annual dividends (when qualified).


Exceptional service is a priority

At LCTA, we have a dedicated team of workers’ comp experts to support all service needs. We also provide policyholders and agents with innovative online resources to help develop and implement written policies and procedures, safety programs and training.

We’re all about safety

The safety of employees is a main focus of our team at LCTA. That’s why we offer innovative safety programs like our First Look Safety Inspection. The idea is to catch a potential problem before it becomes an accident, injury and claim. It’s one way we can help keep claims—and premiums—low.